Can I Buy a House if I’m not an American Citizen? 
Last week, two different people approached me with the same questions: Can I buy a house, I’m not an American citizen?
As a real estate broker for the last 15 years, I’ve sold quite a few homes to non-US citizens like this El Dorado Hills home bought by Canadians, so I knew it could be done. If a non-American citizen is buying a home with CASH, there are really no restrictions. With home loans, there are some stipulations, so I reached out to one of my most trusted mortgage lenders, Eric Teply, for the latest requirements for non-citizens to buy a home with a home loan:
- Non-citizens can get a FHA or Conventional home loan (VA not available).
- Eligible borrowers include Permanent Resident Aliens, and Non-Permanent Resident Aliens.
- All borrowers must have a valid social security number.
- Non-Permanent Resident Aliens, must submit proof of a valid VISA.
- Foreign Nationals, borrowers with diplomatic immunity, and those without a valid social security number are ineligible for a FHA or Conventional home loan.
If you are not an American citizen, you can absolutely buy a home. If you have questions about your specific situation, give Eric Teply or me a call! Allan Sanchez – Sacramento Area Real Estate Agent: 916-205-2265.
Can I Buy a House if I’m not an American Citizen?
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