Roseville Short Sale Approved – Tips for Getting a Bank Approval!
Roseville Short Sale Approved – Tips for Getting a Bank Approval!
Once you decide to sell your Roseville home as a short sale, the next step is to get together a strong and complete offer package to submit to your lender. Your Roseville short sale agent will assist you but one important piece of information you will be responsible for is a financial statement.
A financial statement is simply a list of all your monthly expenses. Include items like utilities, car payments, gas, daycare, rent expense, credit card payments, and other fixed bills. Make sure your financial statement is complete or your Roseville short sale may be declined.
Many short sale sellers forget to add in miscellaneous expenses to their financial statement. Car repairs, for example, are often overlooked because they are not a fixed expense. Take the average car repair for a year and divide that number by 12 months and add that number to your financial statement. Don’t forget other items like clothing, food, babysitters, and home repair. These are not fixed expenses but they are REAL expenses that MUST be included on your financial statement.
Miscellaneous expenses account for a large portion of a household’s monthly expense. If they are excluded on the financial statement, your bank may decline your short sale because they will believe you have the ability to afford for mortgage.
Roseville short sales are not like regular equity sales. Each lender has their own rules, guidelines, documents, and contact information. They can be difficult to navigate without an experienced Roseville short sale agent.
See if you qualify for a Roseville short sale.
Roseville Short Sale Approved – Tips for Getting a Bank Approval!
Posted by Roseville Short Sale Agent – Allan Sanchez – www.AllansHomes.com
Homes For Sale in 95747 – West Roseville Real Estate Agent
Homes For Sale in 95747 – West Roseville Real Estate Agent
Who wouldn’t want to buy a home in West Roseville, 95747? West Roseville offers highly ranked schools, home affordability, and close proximity to Sacramento.
Start searching for Homes for Sale in West Roseville, 95747.
West Roseville neighborhoods include brand new areas like Fiddyment Farms, high end homes like those in golf neighborhood Morgan Creek, and even a 55 and over Del Webb active adult community.
As a top producing real estate agent in Roseville and a resident for 12 years, I know the real estate market and how to negotiate hard for my clients.
Read about Buying a Short Salein Roseville
Learn about the Steps For Buying a Roseville Home
Homes For Sale in 95747 – West Roseville Real Estate Agent
Posted by Roseville Real Estate Agent Allan Sanchez www.AllansHomes.com
Just Sold in Morgan Creek-Roseville CA 95747
Just Sold in Morgan Creek-Roseville CA 95747
Congratulations to one lucky buyer! 8612 Pasatiempo Circle in Morgan Creek, Roseville CA, just sold for $360,000. This is a truly stunning home in the Morgan Creek Golf Club area with 3 bedrooms, 3.5 baths, and 2,875 square feet. Dark hardwood floors, large gourmet kitchen, and huge master bath are just a few of the perks this home had to offer.
Curious about the value of your Morgan Creek home? Contact Allan Sanchez for a free market analysis! Want to buy a home in Morgan Creek? Call Allan Sanchez at (916) 205-2265 or allanshomes@yahoo.com to set up a tour of all homes available in Morgan Creek.
8612 Pasatiempo Circle, Roseville CA 95747
SOLD: $360,000 (10/26/10)
Just Sold in Morgan Creek-Roseville CA 95747
Posted by Allan Sanchez Roseville CA Real Estate Agent www.AllansHomes.com