Stonelake Community in Elk Grove
Stonelake in Elk Grove is a wonderful neighborhood with a lot to offer. You can expect to pay an average of $300,000 for the typical Stonelake home with the largest going for up to $550,000. The neighborhood is located off Elk Grove Blvd. with easy access to I-5. It features a community clubhouse with pool, children’s fitness and Spanish classes, aerobics, and much more! It’s located in the Elk Grove School District and includes Stonelake Elementary School.
For more information visit the Stonelake Community website: http://stonelakeclub.com/site/
The picture below is an upcoming listing I have in Stonelake.
Posted by Allan Sanchez Elk Grove Real Estate Agent. www.allanshomes.com
10026 Blossom Ridge Drive – Elk Grove Short Sale SOLD-Elk Grove Meadows
10026 Blossom Ridge Drive – Elk Grove Short Sale SOLD-Elk Grove Meadows
Here is my latest SOLD Elk Grove short sale. 10026 Blossom Ridge Drive is a great 4 bedrooms in one of my favorite Elk Grove neighborhoods, Elk Grove meadows. Elk Grove Meadows is full of affordable homes, most in good condition, and close to parks, schools, and the best retail that Elk Grove has to offer. As a Elk Grove real estate agent for the last 13 years, I’ve sold over 20 homes in Elk Grove Meadows. The buyer of this home scored on this home paying $197,000.
This Elk Grove home was a short sale with Wachovia. Wachovia is one of the best short sale lenders to work with and I usually get short sale approvals from them in about 3 weeks. Short sales are very different from traditional equity sales because the bank must approve the short sale and agree to accept less for the home than the loan. It’s best to work with an experienced Elk Grove short sale agent if you are considering buying or selling your home as a short sale. Agents with short sale experience know best how to communicate and negotiate with the bank in order to gain an approval.
Find out if you qualify to sell your Elk Grove home as a short sale.
10026 Blossom Ridge Drive – Elk Grove Short Sale SOLD-Elk Grove Meadows
Posted by Elk Grove Short Sale Agent – Allan Sanchez – www.AllansHomes.com
Bank of America Short Sale Elk Grove
Bank of America Short Sale Elk Grove
Here is my newly APPROVED Bank of America short sale in Elk Grove!
6410 Noble House Way in Elk Grove, 95758, is approved by Bank of America for $210,000! This 2,135 square foot home has a great floor plan with 2 bedrooms and 2 baths downstairs, 2 bedrooms and 1 bath upstairs. It also has a 3 car garage and is located in the lovely Foulks Ranch neighborhood.
Bank of America short sales are some of my favorite to negotiate. BofA has streamlined their short sale process in the last couple years, greatly improving the chance of a successful short sale. I have worked with Bank of America over 80 times, selling both short sales and foreclosures. They are one of the more pleasant banks to work with!
It’s important to use an Elk Grove Short Sale Expert when buying a short sale or selling your Elk Grove home as a short sale. Short sales are unlike traditional sales. Differences include negotiation and follow up with the bank, how to submit a complete short sale package to the lender, what to include (and not include) when writing a short sale offer, and how to avoid recourse or a deficiency judgment from the bank.
Read more about Elk Grove short sale FAQs.
Bank of America Short Sale Elk Grove
Posted by Elk Grove Short Sale Agent Allan Sanchez www.AllansHomes.com
Bank of America Short Sale Elk Grove – Just SOLD by Elk Grove Short Sale Expert Allan Sanchez
Bank of America Short Sale Elk Grove – Just SOLD by Elk Grove Short Sale Expert Allan Sanchez
This Bank of America short sale in Elk Grove closed escrow this week. Bank of America is my favorite short sale lender to work with. Their short sale process works as long as you’re working with an experienced short sale expert who can adhere to strict time lines, neat paperwork, and direction.
When picking a short sale agent, you want a tough negotiator who can go head to head with the bank to release you from any liability or deficiency judgment.
The seller of this home on Noble House way in Elk Grove, didn’t have to come out of pocket at all and has avoided a deficiency judgment even though it was an investment property and not his primary residence. Less experienced agents with little or no short sales under their belt, may have been able to close the short sale but most likely wouldn’t know how negotiate with the bank to avoid a deficiency judgment or seller contribution. Pick a short sale expert to sell your Elk Grove short sale.
See if you qualify for a short sale in Elk Grove.
Bank of America Short Sale Elk Grove – Just SOLD by Elk Grove Short Sale Expert Allan Sanchez
Posted by Elk Grove Short Sale Expert Allan Sanchez www.AllansHomes.com
Buy A Home Elk Grove-Steps To Buying A Home in Elk Grove
Buy A Home Elk Grove-Steps To Buying A Home in Elk Grove
You already know you want to buy a home in Elk Grove CA. Elk Grove is a wonderful community with easy access to downtown Sacramento. It has good schools and well maintained parks. It is close to shopping, restaurants, and freeway access.
Steps for Buying Your New Elk Grove Home:
1. Online Search-Search online to buy a home in Elk Grove
90% of buyers find their new home online first. Time to get excited and start your new home search. Search Elk Grove homes for sale and sign up to get the newest listings in your email inbox as soon as they hit the market. Spend this time getting familiar with the Elk Grove neighborhoods you like, the current home prices, and best of all the style of home you want.
2. Prequalify With a Lender
How much home can you afford to buy in Elk Grove? A lender can prequalify you in about a day. You will know right away how much you can afford to spend. Your lender will provide a prequalification letter for you. This is hugely important in this real estate market. Many sellers will not even entertain an offer from you without a prequalification letter.
If you already have a lender you want to use, great! If you’d like a list of local lenders who you can compare to find the best rate, contact me and I’d be happy to email them to you.
3. Hire an Elk Grove Real Estate Agent
Time for some serious Elk Grove house hunting! Interview a few agents to make sure you find the right real estate agent match for you! Your real estate agent interviews should be exciting and non-threatening. Meet potential agents at their office or Elk Grove coffee shop.
You are the buyer so hiring a Elk Grove real estate agent is FREE! Sellers pay all of your real estate agent’s fees when the home closes.
4. Write an Offer
Your Elk Grove real estate agent has helped you find your perfect home. Time to write an offer! Your agent should have the experience to assemble your strongest offer possible. This is where having an experienced Elk Grove real estate agent will pay off. The cleanest, neatest, most professionally written offers (and not always the highest offers) are usually the offers that get accepted. Trust your agent to advise and negotiate on your behalf. Don’t miss out on your Elk Grove dream home!
5. Close Escrow on Your New Elk Grove Home
Your Elk Grove real estate agent and lender will be by your side every step of the way. They have very specific tasks in order to ensure your home closes according to schedule.
This is the time to start organizing yourself. There is much packing and planning to be done during this stage.
Very important-Before your new Elk Grove homes closes, don’t make any big purchases or switch jobs. This will negatively affect your loan and probably prohibit you from closing on your new home. Wait until your new Elk Grove home closes before spending large amounts of money or switching jobs.
6. Enjoy Your New Elk Grove Home!
You did it! Time to enjoy.
Good Luck and Happy House Hunting!
Allan Sanchez
Buy A Home Elk Grove-Steps To Buying A Home in Elk Grove
Posted by Allan Sanchez Elk Grove Real Estate Agent www.AllansHomes.com Elk Grove Short Sale Agent
Buy A Short Sale Home in Elk Grove
Buy A Short Sale Home in Elk Grove
It’s a Buyers Real Estate Market and often the best deals, with the most room for negotiating come from short sale listings.
A short sale is when a seller owes more on their home than it’s worth and must sell, negotiating with the lender to accept less than the mortgage amount.
As an Elk Grove short sale buyer, your best chance for a successful short sale starts with hiring a Elk Grove short sale expert. Real estate agents who specialize in short sales know how to best navigate a short sale on the buyer’s behalf.
Duties for an Elk Grove Short Sale Buyer’s Agent:
When buyers write an offer on an Elk Grove short sale, they typically want some kind of assurance that their offer will be presented, accepted, submitted to the bank, approved by the bank, and closed. The short sale process is long, much longer than a traditional sale, but it can be much smoother and shorter by using an Elk Grove short sale agent. Here are some things an experienced Elk Grove short sale agent can do for their buyer:
Buy a Short Sale Home in Elk Grove
1. Verify that the listing agent is also experienced selling short sales. If they are not, chances are good that the short sale will be a long process and possibly not happen. Because short sales are so different from traditional sales, there is a huge learning curve for inexperienced agents. Don’t let them learn on your valuable time!
2. Find out the identity of the lender and wheater there is one loan on the property or two. There are certian lenders that have adapted well to the short sale process. They are a pleasure to work with and quick with responses. They are other lenders who are completely bombarded with short sale offers and have not developed a system to handle them. Your Elk Grove short sale agent will be able to advise you about the lender and if they are easy or difficult to work with.
3. Talk to the listing agent to see whether they will be negotiating the short sale or referring it to a third-party short sale negotiator. If a short sale negotiator is being used, the buyer and buyers agent have less control during the transaction because they are not dealing directly with the negotiator.
4. Run comparables. Your Elk Grove short sale agent will expertly compare the home with similar homes. You’ll want to write an offer for an aggressive price but also a price that the bank will accept. Lenders get third party opinions and appraisals. Although they will generally sell slightly below market value, they will not steeply discount.
5. Craft an offer the bank will accept and will eliminate competitor offers. You want a tough negotiator on your side so that you get the best deal, the seller and bank accept your offer, and you don’t miss out on the house all together.
A short sale is not the time to pick an inexperienced real estate agent.
Contact Allan Sanchez for a LIST of Elk Grove short sale homes for sale.
Buy a Short Sale Home in Elk Grove
Posted by Allan Sanchez Elk Grove Short Sale Agent www.AllansHomes.com